As a Moose Member, you're entitled up to $5,000.00 in NO COST benefits. But your Confirmation is REQUIRED for full activation. Your benefit of $5,000.00 will be paid for a fatal covered accident that occurs while at a Moose sanctioned event, or on Moose Lodge premises. For all other covered accidents a benefit of $2,500.00 will be paid to anyone you designate.

Up to $5,000.00 NO COST AD Member Only Benefit: Your loved ones will receive a check up to $5,000.00 if you suffer a fatal covered accident. There are no strings attached and you pay nothing for this benefit.

You're covered 24 hours a day, anywhere in the world for all covered accidents. You're protected:

• In a private vehicle such as a car, truck or RV
• On a plane, bus, train, ship, ferry or taxi
• On a motorcycle
• On a bicycle
• As a pedestrian
• In and around your home
• At work
• At recreation such as hunting, backpacking, boating, camping, climbing and more

But it's important to confirm your up to $5,000.00 NO COST entitlement today.

Click Here for information on your NO COST MooseGUARD coverage.

As a Moose Member, you're now entitled up to $5,000.00 in NO COST Accident coverage. This base benefit is an important entitlement extended to valued Members - compliments of MooseVIP Insurance Program.

Benefit of $5,000.00
If an accidental death occurs while at a Moose sanctioned event, or on Moose Lodge premises, $2,500 for all other covered accidents.

Plus, EXPANDED Accident Benefits Extended on Guaranteed
But as important as your up to $5,000.00 no cost benefit is, this complimentary privilege is only a start. That’s why MooseVIP negotiated EXPANDED cash benefits – giving you even more protection against covered accidents.

Now you can also add $25,000.00 or $50,000.00 in expanded accident benefits to help protect you against covered accidents while driving to work … traveling for business … taking a vacation with your family … working on projects around the house … and much more.

You and your spouse are GUARANTEED the right to EXPANDED accident benefits as long as you’re under age 74. No matter what your health … occupation … driving record … or previous accidents, you cannot be turned down

Pays REGARDLESS OF Any Other Insurance
In addition to working seamlessly with your NO COST MooseGUARD accident privileges, your Expanded benefits are paid REGARDLESS of any employer or other group coverage you may have in the event of a covered accident.

That means you can rest assured your loved ones will collect the full amount of MooseGUARD cash benefits they’re entitled to. It’s an easy way to help make sure your family could get a fresh start – instead of worrying how they’d pay the bills – if a covered accident takes your life.

As a special "thank you" for your service through the Loyal Order of Moose, you’re automatically entitled up to a $5,000.00 benefit at NO COST to you.

But as valuable as these COMPLIMENTARY benefits are, many Moose families need even higher benefits. That’s why Moose VIP negotiated EXPANDED cash benefits – giving you more protection against all covered accidents.

And the cost? Members tell us our “pennies-a-day” MooseGUARD group rates are why many choose $50,000.00 EXPANDED accident benefits.

Quarterly Rates for Expanded Benefits

Rates will include a $2.00 administrative fee if paying by credit card or a $1.00 administrative fee if paying by automatic checking withdrawal. Rates and/or benefits may be changed on a class basis.

Your NO COST TO YOU coverage will remain in force for 12 months after your effective date.

Your Expanded Accident coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Rates can only be increased for an entire class of insured persons, not on an individual basis.  Your benefits will continue in full force as long as you pay your premiums on time, remain a Moose member in good standing, and the Master Policy remains in force. Coverage for all insureds (whether member or spouse) will end when the Member reaches age 75.

Click Here for information on what is and is not covered with your NO COST Moose Entitlements.

The MooseGUARD Accident Plan cannot pay a benefit for a loss which is caused by, results from, or contributed by: Suicide, attempted suicide or intentionally self-inflicted injury, while sane or insane (in Missouri and Colorado while sane) declared or undeclared war or any act of war; full-time military service; participating in a riot; committing an assault or felony; sickness or its medical or surgical treatment, including diagnosis; bacterial infection except through wound accidentally sustained; operating or riding in any kind of aircraft except as a fare-paying passenger on a regularly scheduled commercial flight or as a passenger in a transport plane operated by the Air Mobility Command (AMC) of the United States of America; alcohol intoxication, as defined in the state where the accident occurred; taking of any drug, medication, narcotic or hallucinogen, unless as prescribed by a physician; taking of alcohol in combination with any drug, medication or sedative; voluntary gas inhalation or poison voluntarily taken, administered or inhaled; riding or driving as a professional in any kind of race for prize money or profit.

Loss must occur within 365 days of the accident to be covered.

HOW BENEFITS ARE PAID Benefits for loss of life are payable to your beneficiary. If no beneficiary has been named, benefits will be paid to: your spouse; your children; your parents; your siblings; or your estate (in that order). Benefits for loss of your spouse’s life are payable to you.

FULL TERMS AND CONDITIONS ARE IN THE CERTIFICATE OF INSURANCE These materials explain the general purpose of the insurance described, but in no way change or affect Master Policy MZ0925572H0000A-1A as actually issued. In the event of a discrepancy between these materials and the policy, the terms of the policy apply. Complete details are in the Certificate of Insurance issued to each insured individual. Benefits may vary and this program may not be available to residents of all states. Some expanded benefits may not be available in all states.

Offered by: Association Group Insurance Administrators

Underwritten by: Monumental Life Insurance Company, a Transamerica company, Cedar Rapids, IA

Administered by: A.G.I.A., Inc.
P.O. Box 26860, Phoenix, AZ. 85068-6860
Questions? Call toll-free 1-800-395-7881

How does this Expanded coverage work with my NO COST Moose Accident privileges
MooseGUARD made sure your NO COST Accident privileges and your Expanded Accident coverage work together seamlessly – giving you a solid financial safety net for your family. Your benefits will not be reduced as a result of any other insurance you may have from an employer or another group. Rest assured … your loved ones would receive the full amount they’re entitled to if you fall victim to a covered accident.

Will I need to fill out a long form or get a physical from my doctor to sign up?
No. These Expanded benefits are extended to you on a guaranteed basis. There is no long form with complicated health questions to worry about. No medical exam is ever required. Just fill out the short form on this website to activate your MooseGUARD Expanded accident benefits today.

Is there any way I can be turned down for Expanded benefits?
Not as a Moose member under age 74. You and your spouse are GUARANTEED ACCEPTANCE in this Expanded benefit program – regardless of your health history, current occupation, or hobbies.

What if I decide these Expanded Benefits aren’t right for me?
There’s no risk with the program’s 100% Money-Back Offer. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium you’ve paid as long as you haven’t made any claims during that time.