A MooseVIP Member benefit review recently revealed that our hospital benefit is not part of your current member benefits.
As a result, you were extended an opportunity to enroll in the MooseVIP Personal Hospital Plan. This special status has been extended in your name for you to enroll immediately.
Because even with major medical coverage, a sudden trip to the hospital often leaves significant medical bills for YOU to pay.
No matter how good your medical coverage is, it generally doesn't cover EVERYTHING. You're responsible for deductibles… co-payments… even hospital tests that aren't covered by your medical insurance.
That's why the MooseVIP Personal Hospital Plan was created. With this program you are eligible for:
As a MooseVIP Member in good standing, no matter what your age or health is now, you qualify for easy enrollment in this important program.
Once your coverage starts, any new health conditions or injuries will be covered immediately.
Any medical conditions you've had over the past twelve months will be covered once you've been in the Plan for twelve months (6 months in CA).
Benefits from Day 1 of your hospital stay
DOUBLE Benefits if you need care for cancer or treatment in an intensive care or cardiac care unit
Benefits for Skilled Nursing Facilities… Inpatient stays at VA Hospitals… and Outpatient Surgery
This Is A Hospital Indemnity Only Policy
TO CONFIRM YOUR
MooseVIP
ENTITLEMENT
MooseVIP Personal Hospital Plan gives you benefits − PAID REGARDLESS OF any benefits you get from medical insurance, Medicare or any other coverage you may have.
This member-only MooseVIP Plan steps forward with cash benefits for hospital stays… intensive care, cardiac care or care for cancer… skilled nursing facilities… and even outpatient surgery.
Personal Hospital Plan starts paying $50.00 a day on Day 1 of your hospital stay. That's $350.00 paid straight to you if you stay a week.
You're in the hospital for cancer? Or you need extra care in an intensive or cardiac care unit? Your cash benefits DOUBLE to $100.00 a day… $700.00 a week.
Your doctor wants you to finish recuperating in a skilled nursing facility? Your cash benefits continue—with $50.00 a day sent straight to you.
You need a relatively simple treatment and your doctor suggests outpatient surgery? The Personal Hospital Plan paid to you or anyone you choose comes through with $50.00 cash benefits.
| Under Age 65 | Over Age 65 | |||
|---|---|---|---|---|
| Hospital Stays | $50.00 per day days 1-730 |
$50.00 per day days 1-60 |
$100.00 per day days 61-90 |
$200.00 per day days 91-730 |
| Cancer, Intensive or Cardiac Care | $100.00 per day days 1-730 |
$100.00 per day days 1-60 |
$200.00 per day days 61-90 |
$250.00 per day days 91-730 |
| Skilled Nursing Facility Maximum 90 Days Per Calendar Year |
$50.00 per day days 1-730 |
$50.00 per day days 1-60 |
||
| Outpatient Surgery Up To 5 Covered Surgeries Per Calendar Year | $50.00 each | |||
| V.A. Hospital Up To 30 Days Per Calendar Year |
$50.00 per day | |||
If you enroll in the under age 65 version of the Personal Hospital Plan benefits will reduce by 50% once you reach age 65. If you enroll in the over age 65 version of the Personal Hospital Plan, there is no reduction in benefits based on age. This plan is not available to those over age 65 in CA.
MooseVIP Personal Hospital Plan stands as a special bargain for members … especially when you consider that your benefits can easily add up to hundreds − even thousands − of dollars.
How are these money-saving rates possible? Because MooseVIP leveraged the group buying power of over 4 million members. Plus, because this exclusive program is offered to MooseVIP Members and their families, we can keep administration costs down and pass the savings on to you.
| Member's Age | Member | Member and Spouse |
|---|---|---|
| 40-49 | $10.85 | $21.70 |
| 50-59 | $15.65 | $31.30 |
| 60-64* | $23.00 | $46.00 |
| 65-69* | $24.50 | $49.00 |
| 70 & Over* | $39.50 | $79.00 |
* Shown as a renewal rate only for MooseVIP Members who enroll in the under age 65 version of the Personal Hospital Plan.
| Member's Age | Member | Member and Spouse |
|---|---|---|
| 65-69 | $25.63 | $51.00 |
| 70-74 | $31.30 | $62.75 |
| 75-79 | $45.63 | $91.00 |
| 80 & Over | $94.13 | $188.00 |
Rates increase as you enter each higher age category. *Not available in CA for ages 65+.
Monthly rates shown do not include the $2.00 administrative fee per premium payment for credit card payments or the $.50 administrative fee for automatic checking withdrawal. For your convenience, premiums will be deducted from your account on a monthly basis. Rates increase when you enter a higher age category as shown above. Rates and/or benefits may be changed on a class basis. We have the right to change the premium rates on any premium due date. We will provide written notice at least 31 days before the date of change. The premium rates may also be changed at any time the terms of this Group Policy are changed.
Your Personal Hospital Plan coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation or an increase in your premiums due to a change in your health or occupation. Your benefits will continue in full force as long as you pay your premiums on time, remain an MooseVIP Member in good standing, and the Master Policy remains in force. Limitations and exclusions apply. For details, please refer to your certificate.
Other insurance in this company. The Covered Person may have only one Hospital Indemnity certificate or policy in force with us or any other AEGON, U.S.A., Inc. affiliate at one time. If we determine that any other such certificates or policies are in force while this one is in force, the Covered Person must choose which coverage he wants to remain active. All other insurance will be terminated. All premiums paid for canceled certificates or policies will be returned to the Member.