Cash Benefits Sent Straight To You
(or anyone you choose)
$30.00 EVERY year for covered cancer tests or diagnostic exams
Up to a lifetime maximum of $300,000.00* in Cancer Care benefits if you are diagnosed with cancer. You can use these valuable cash benefits to help with some aspects of your cancer treatment such as hospital room and board, chemotherapy, drugs and much more!
Based on your valued standing as a Moose Member, you… and your spouse… are eligible for the cash benefits of MooseVIP Cancer Care. You cannot be turned down as long as you have not been diagnosed with any cancer(except skin cancer) in the last 10 years (7 years in MD, 12 months in TX, 6 months in CA, 2 years in GA).
Even if you have health insurance, your current coverage may not cover all the costs surrounding cancer – which may leave you to pay part of the bill.
But Moose knows how important it is to have additional cash benefits if you’re caught in a battle with cancer. So we created the MooseVIP Cancer Care Plan.
These cash benefits — up to a Lifetime maximum of $300,000.00* — help with some aspects of your treatment with valuable cash benefits toward hospital room and board, nursing care, drugs, and much more.
In the US, the estimated medical costs associated with cancer in 2011 were $88.7 billion**.
If you get cancer, your share alone may run into thousands of dollars 1.
That’s why it’s so important to apply for this MooseVIP coverage now.
Catching cancer as early as possible greatly improves your odds of survival*. So we’ll help you pay for annual cancer screenings. After 30 days in this plan, we’ll pay a benefit of $30.00 for a covered cancer test or diagnostic exam this year. And next year. And every year after that, while you’re in the plan.
If your doctor ever turns to you and says, “I’m sorry … it’s cancer,” your MooseVIP Cancer Care Benefits can deliver valuable cash benefits to help pay for some of the costs in your fight against cancer. That means after you’ve been enrolled for 30 days, you’ll be eligible for:
$60.00 per day for the first 10 days of each period of hospital confinement. $40.00 per day thereafter, up to 90 days. Then, after you’ve been in the hospital for 90 days, the plan pays up to $5,000.00 per month in lieu of all other benefits. Successive periods of hospitalization separated by less than 60 days count as the same benefit period.
10% of the Hospital Confinement Daily Benefit.
50% of actual charges for drugs and medicines prescribed by the attending physician, up to the maximum of $500.00 lifetime maximum, with a $50 deductible.
Pays the ambulance charges by a licensed ambulance company for transportation to a hospital, $75.00 per illness period up to a lifetime maximum of $1,000.00.
Pays 20% of the surgical benefit.
$15.00 per day for doctor’s visits (other than your surgeon) while hospitalized regardless of the number of physicians, up to the maximum of $1,000.00 per illness period.
$25.00 per day for private care by a Registered Graduate Nurse or Licensed Practical Nurse while hospitalized. $2,250.00 Maximum benefit per Illness Period.
$100.00 per day for such treatment (including x-ray, radium, and cobalt therapies). Lifetime maximum amount for this benefit $2,000.00
There is NO lifetime maximum for treatment of leukemia. Actual charges for pints of blood and plasma are covered, up to the lifetime maximum benefit per illness period of $750.00.
Covers 10% of actual charges up to $750.00 per surgery.
Based on what you’re likely paying for other insurance, you might expect the MooseVIP Cancer Care Plan to be expensive. But that’s NOT the case.
Because this is a GROUP plan – negotiated on behalf of more than 1 million Moose Members – you pay group rates. And that means we can keep costs down lower than you could probably find on your own. Take a look:
| Member’s Age | Member’s Only | Member & Spouse |
|---|---|---|
| Under 50 | $4.71 | $6.61 |
| 50-64 | $6.77 | $10.84 |
| 65 & Over | $9.10 | $13.50 |
Your Cancer Care premiums will be collected via the payment method selected on a monthly basis. Rates do not include a $3.00 administrative fee per premium payment for direct bill payment, or a $2.00 administrative fee per premium payment for credit card payments, or a $1.00 administrative fee per premium payment for automatic bank deduction. Rates increase as you enter a higher age category. Rates and/or benefits may be changed on a class basis. We have the right to change the premium rates on any premium due date.
Your Cancer Care coverage starts the first day of the month after your application and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Your coverage will continue in full force as long as you pay your premiums on time, remain an Moose Member in good standing, and the Master Policy remains in force.
Other Insurance in this company: Only one certificate or policy providing Cancer coverage may be in force by us or any other AEGON, U.S.A. affiliates.
Your Payment Options: Please note: You may also have the option of paying your premiums once a year (annually), twice a year (semi-annually), or four times a year (quarterly). If you pay your premiums monthly, quarterly or semi-annually, the total amount of premiums you pay in a year may be higher than if you make one annual payment. If you are interested in learning more about these payment options, please refer to your fulfillment package for details.
THIS IS A CANCER ONLY POLICY.
1 Cancer Prevalence and Cost of Care Projections http://costprojections.cancer.gov/annual.costs.html Accessed on 4/14/2015.
*$300,000 subject to individual benefit maximums, which vary by benefit.
** Cancer Facts & Figures 2015
IMPORTANT INFORMATION ABOUT YOUR COVERAGE
NOTICE FOR MEMBERS USING MEDICARE
A SHOPPERS GUIDE TO CANCER INSURANCE FOR RESIDENTS OF WISCONSIN